(Environment, Social and Governance)

At PAISALO, We are very conscious that accelerated growth in our businesses cannot come at the cost of deteriorating environment,
social inequality or unfaithful governance. How we do our business is as important as what we do.
With sustainable and responsible growth being the future of business growth, we are making the necessary changes to
embrace all or some parts of ESG in the upcoming years.
Our ESG reflects our responsibility to Environment, Shareholders and the Communities in which we operate.

(ongoing initiatives)
Affordable And Clean Energy
  • Energy consumption through energy efficient LED lighting across all offices
  • Relying on natural lights as much as possible
  • E-waste management aimed towards recycling and reuse.
Responsible Consumption
  • Practice sustainable management and efficient use of natural resources for a cleaner environment.
Reduce Water Consumption
  • Water obtained from rainwater harvesting and re- cycling initiatives at PAISALO Registered Office, install smart water dispensers and smart water meters.

Strengthen policy guidelines to encourage socially responsible procurement

Economic Growth And Decent Work
  • Contribute to the national agenda of job creation by financially empowering enterprises and individuals
  • Employment and growth apportunities to over 1,500 employees across over 115 offices
Women Entrepreneurs and Businesses
  • Encouraged over 3,00,000 women entrepreneurs through unsecured loans with a median ticket size of about INR 25,000
  • Encouraged over 27,000 small businesses, enterperises and entrepreneurs across the North Indian MSME and SME loans
Reduce Inequality
  • Empowered and promoted the social and economic inclusion of women and youth
  • Financial inclusion for over 300,000 women from diverse communities by providing them with credit

Investing in our people by including a performance-driven culture and ensuring a safe and engaging work environment

Peace, Justice and Strong Institutions
  • Board of Directors ensure Effectiveness & Accountability
  • A well balanced and rich board with over 150 years of experience
  • 6 independent directors have oversight on subsidiary and head strategic committees
Management, Employees, Shareholders and regulators
  • An organisation wide Fair Practices Code which reflects general principles to guide employees in making ethical decisions.
  • Compliance and risk consciousness amongst employees is fostered
  • Monitoring anti-bribery and corruption with regular risk assessments, and training employees to be able to recognise, avoid and report any potential instances.
  • Informing employees on the Group Policies such as Code of Conduct, Insider Trading, Information Security, Communications among others to build responsible work ethics.
  • Continuously striving to maintain and achieve the highest standards of legal and regulatory compliance and effective management, aimed at providing maximum value to the shareholders through a robust corporate governance framework.
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